I resolved, to be sure, at the risk of turning his displeasure against myself - which would have been no matter - to watch my opportunity of serving you with the head of the House; but the distractions of death, courtship, marriage, and domestic unhappiness, have left us no head but your brother for this long, long time. And it would have been better for us,' said the visitor, dropping his voice, 'to have been a lifeless trunk.'

He seemed conscious that these latter words had escaped hIm against his will, and stretching out a hand to the brother, and a hand to the sister, continued: 'All I could desire to say, and more, I have now said. All I mean goes beyond words, as I hope you understand and believe. The time has come, John - though most unfortunately and unhappily come - when I may help you without interfering with that redeeming struggle, which has lasted through so many years; since you were discharged from it today by no act of your own. It is late; I need say no more to-night. You will guard the treasure you have here, without advice or reminder from me.'

With these words he rose to go.

'But go you first, John,' he said goodhumouredly, 'with a light, without saying what you want to say, whatever that maybe;' John Carker's heart was full, and he would have relieved it in speech,' if he could; 'and let me have a word with your sister. We have talked alone before, and in this room too; though it looks more natural with you here.'

Following him out with his eyes, he turned kindly to Harriet, and said in a lower voice, and with an altered and graver manner:

'You wish to ask me something of the man whose sister it is your misfortune to be.'

'I dread to ask,' said Harriet.

'You have looked so earnestly at me more than once,' rejoined the visitor, 'that I think I can divine your question. Has he taken money? Is it that?'

'Yes.'

'He has not.'

'I thank Heaven!' said Harriet. 'For the sake of John.'

'That he has abused his trust in many ways,' said Mr Morfin; 'that he has oftener dealt and speculated to advantage for himself, than for the House he represented; that he has led the House on, to prodigious ventures, often resulting in enormous losses; that he has always pampered the vanity and ambition of his employer, when it was his duty to have held them in check, and shown, as it was in his power to do, to what they tended here or there; will not, perhaps, surprise you now. Undertakings have been entered on, to swell the reputation of the House for vast resources, and to exhibit it in magnificent contrast to other merchants' Houses, of which it requires a steady head to contemplate the possibly - a few disastrous changes of affairs might render them the probably - ruinous consequences. In the midst of the many transactions of the House, in most parts of the world: a great labyrinth of which only he has held the clue: he has had the opportunity, and he seems to have used it, of keeping the various results afloat, when ascertained, and substituting estimates and generalities for facts. But latterly - you follow me, Miss Harriet?'

'Perfectly, perfectly,' she answered, with her frightened face fixed on his. 'Pray tell me all the worst at once.

'Latterly, he appears to have devoted the greatest pains to making these results so plain and clear, that reference to the private books enables one to grasp them, numerous and varying as they are, with extraordinary ease. As if he had resolved to show his employer at one broad view what has been brought upon him by ministration to his ruling passion! That it has been his constant practice to minister to that passion basely, and to flatter it corruptly, is indubitable. In that, his criminality, as it is connected with the affairs of the House, chiefly consists.'

'One other word before you leave me, dear Sir,' said Harriet. 'There is no danger in all this?'

'How danger?' he returned, with a little hesitation.

'To the credit of the House?'

'I cannot help answering you plainly, and trusting you completely,' said Mr Morfin, after a moment's survey of her face.